Temecula | Murrieta | Wine Country | SoCal Homes
reach us at soldbymichelleann@gmail.com if you cannot find an answer to your question.
The first step is getting pre-approved for a mortgage. This shows sellers you’re a serious buyer and gives you a clear idea of what you can afford.
If you’ve searched:
🔍 “How do I start the home buying process?” or
🔍 “Steps to buying a home in Temecula”—this is it!
I’ll connect you with trusted local lenders who make the process easy and transparent.
Many buyers think they need 20%, but there are plenty of loan options with as little as 3% down. I help you explore all your options, especially first-time homebuyer programs in California.
A pre-qualification is an estimate; a pre-approval is a verified commitment. Sellers take pre-approvals more seriously—especially in competitive real estate markets like Temecula.
Please reach us at soldbymichelleann@gmail.com if you cannot find an answer to your question.
On average, it takes 30–45 days from offer to close, but timelines can vary depending on financing, inspections, and negotiations. Some are ALL CASH offers and they can close in a week! I’ll guide you every step so nothing catches you off guard.
Yes—and here’s why. A buyer’s agent works for you, negotiates on your behalf, schedules showings, protects your interests, and doesn’t cost you anything—the seller pays the commission.
Searching:
🔍 “Do buyers pay Realtor fees?”
🔍 “Should I use a buyer’s agent?”
—The answer is yes, and I’m here to help you win.
These will help you stay ahead in the homebuying journey:
✔️ Get pre-approved before house hunting
✔️ Stick to your budget
✔️ Hire a local real estate expert in Temecula
✔️ Ask questions about schools, neighborhoods, and future resale value
✔️ Schedule a home inspection
✔️ Read and understand all documents before signing, we offer virtual tours of properties for clients who are unable to visit in person. Contact us for more information and to schedule a virtual tour.
Please reach us at soldbymichelleann@gmail.com if you cannot find an answer to your question.
Avoid these common mistakes buyers make:
❌ Don’t make large purchases (like a car or furniture) before closing
❌ Don’t open new credit accounts
❌ Don’t switch jobs without talking to your lender
❌ Don’t waive your home inspection without understanding the risks
❌ Don’t go it alone—hire a buyer’s agent you trust
Trusted Temecula Realtor | Local Expert | Community Connector
When you’re searching:
🔍 “Top Realtor in Temecula”
🔍 “Experienced real estate agent near me”
🔍 “How to choose the best Realtor to buy or sell a home”
—you’re really asking: Who can I trust to guide me, protect me, and fight for my best outcome?
Here’s why I’m that person:
I became a licensed Realtor in 1992—and I’ve successfully navigated every kind of market since. From luxury estate sales to first-time homebuyer transactions, I bring deep knowledge, smart strategy, and a calming presence to every deal.
As a mother of seven and a longtime Temecula resident of over 20 years, I don’t take the word home lightly. Your home is your sanctuary. It’s where you raise your family, recover, rest, and reconnect. Whether you’re buying your first home, upgrading, or downsizing—I know the emotional and financial weight of this decision. And I treat it with care.
I’m not just a skilled negotiator—I’m well-known and well-liked in the real estate community. That reputation matters. In competitive markets, listing agents trust me, they know my buyers are serious, and that makes all the difference when we’re trying to get your offer accepted.
I’ve built my business, my family, and my reputation right here in Temecula. Through my food business (Nana’s Tamales), faith community, events, and charitable work, I’ve created a village of support—and I extend that village to you. Whether you need a trusted lender, contractor, moving help, or school recommendation—I know someone.
For sellers: I provide free Comparative Market Analyses (CMAs), pricing strategy, professional photos, open houses, and creative marketing that includes local events, door-to-door outreach, and community buzz-building (hello, tamale raffles!)
For buyers: I provide off-market opportunities, customized home searches, and a reputation that helps your offer rise to the top.
You’ll never be just another transaction. I lead with honesty, intuition, and genuine care—because I know how important this is. I’m in your corner, always.
📞 Ready to talk about your next move? Let’s chat.
📍 Local Realtor in Temecula, Murrieta & Wine Country
📧 SoldByMichelleAnn@gmail.com
🌐 www.MichelleAnnMontoya.com
📱 951-337-8814
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